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    Bank Rate rises to 4% in its first increase for more than three years

    The Bank of England raised Bank Rate to 4% on 5 November 2026, its first rise in more than three years. Agents expect tighter buyer budgets and more pressure on asking prices this winter.

    A hand turning the brass key in a green panelled front door, opening onto a quiet hallway. Text: If your price needs to move. 4%. Bank Rate, after the first rise in over three years. Bank of England, Nov 2026. Change your price without the whole street watching.

    The Bank of England raised Bank Rate to 4% on 5 November, its first rise in more than three years. Higher borrowing costs mean tighter budgets, and agents expect more buyers to renegotiate or wait.

    So more sellers will end up changing their asking price. What makes it harder is who's watching. On a public listing, the neighbours and every buyer scrolling past can see each reduction, and the days-on-market counter keeps climbing.

    Selling works differently with Hidden Homes. Only verified local agents see your home. No 'days on market' counter and no 'reduced' banner. You stay in control.

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    Source: Bank of England; Property Industry Eye, 5 Nov 2026.

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